A new paycheck arrives, and it feels like you have money available.
But not all of it is really yours to spend.
Upcoming payments are part of your Cash Flow.
You already know what’s committed before deciding.
Safe to Spend shows how much money remains after upcoming payments.
No spreadsheets. No mental math. No surprises.
Groceries, gas, dining, and everyday spending all impact your plan.
Stay aware of where your money stands throughout the cycle.
Moving through each Cash Flow with confidence is our mission.
Start your next Cash Flow with peace of mind.
Tools Built Around Your Cash Flow
A simple way to understand what's available, what's coming, and where your money is going.
Safe to Spend vs Total Cash
See how much money remains available after the upcoming recurring payments.
Ahead of Upcoming Payments
Know what’s coming next and keep recurring bills visible before they affect you.
Spending vs Income Insights
Understand where your money goes with trends, top merchants, and more.
Accounts, Spending, Payments, and Cash Flow. Together in One Place.
Cash Control Between Paychecks
Track checking and credit spending in one place, learn how it impacts your Cash Flow.
Plan and Set Limits
Create spending targets and compare your actual spending against what you planned.
Accounts That Matter
Keep the accounts you rely on most connected and easy to monitor in one place.
Safe to Spend vs Total Cash
See how much money remains available after the upcoming recurring payments.
Ahead of Upcoming Payments
Know what’s coming next and keep recurring bills visible before they affect you.
Spending vs Income Insights
Understand where your money goes with trends, top merchants, and more.
Cash Control Between Paychecks
Track checking and credit spending in one place, learn how it impacts your Cash Flow.
Plan and Set Limits
Create spending targets and compare your actual spending against what you planned.
Accounts That Matter
Keep the accounts you rely on most connected and easy to monitor in one place.
Accounts, Spending, Payments, and Cash Flow. Together in One Place.
How it Works
Get started in minutes. MondayCall automatically organizes your Cash Flow so you can focus on better financial decisions.
Securely Connect Your Accounts
Connect your bank accounts through Plaid, one of the most trusted financial connectivity platforms.
We Organize your Cash Flow
MondayCall automatically organizes your income and transactions into a clear Cash Flow.
Make Confident Decisions
Know what’s safe to spend and what comes next. Move through every Cash Flow with confidence.
Got Questions?
Is my bank account safe to connect?
Yes. MondayCall never sees or stores your online banking username or password. Your accounts are connected through Plaid, an industry-leading financial data provider trusted by thousands of financial institutions and fintech companies. Your credentials remain securely encrypted and are handled directly by Plaid.
Does MondayCall have access to my money?
No. MondayCall is a read-only service. We cannot move money, make payments, transfer funds, or modify your bank accounts. We only access the information needed to organize your cash flow and provide insights.
What does “Safe to Spend” mean?
Safe to Spend is the amount of money you can confidently use after accounting for your upcoming recurring payments within your current Cash Flow. It helps reduce the risk of overspending before your next income arrives.
Which banks can I connect?
MondayCall supports thousands of financial institutions across the United States through Plaid, including most major banks, credit unions, and many online financial providers.
Does MondayCall store my banking password?
No. Your banking credentials are never stored by MondayCall. Authentication is handled securely by Plaid, and we only receive the account information you authorize us to access.
What information does MondayCall collect?
We collect only the information needed to provide and improve the service, including your account details, transactions, recurring payments, app usage, and optional profile information. We never sell your personal or financial data.
Can I disconnect my accounts anytime?
Absolutely. You can disconnect your financial accounts whenever you choose. You may also request deletion of your account and personal information, subject to applicable legal requirements.
Is my information encrypted?
Yes. We use encryption, secure infrastructure, access controls, and regular security practices designed to protect your information. While no online system can guarantee absolute security, protecting your financial data is one of our highest priorities.
